Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
The best car insurance for 17-year-olds is from Travelers, USAA, and Geico. These car insurance companies offer competitive rates as well as discounts that 17-year-old drivers may be eligible for, such as a good student discount.
The companies that offer the cheapest rates are often the best options, since 17-year-olds typically have very expensive car insurance premiums. Car insurance premiums for a 17-year-old average $2,752 per year, while the overall average for car insurance premiums is $716 per year. Younger drivers pay more for car insurance since they have not had years of safe driving to prove themselves, but most drivers will see a decrease in their premiums around age 25.
Best Car Insurance Companies for 17-Year-Olds
Company | Annual Premium |
$1,325 | |
$1,384 | |
$1,484 | |
$1,573 | |
$1,648 | |
$1,776 | |
$1,780 | |
$1,931 | |
$2,196 | |
$2,411 |
Note: Rates are an approximation for a 17-year-old in California with a clean driving record; actual rates may vary. Additionally, USAA insurance is mainly available to military personnel and their family members.
Before purchasing a policy, you should compare quotes from at least three different companies, like the ones above, to make sure you are getting the best rate possible. Additionally, look for discounts that a 17-year-old driver can qualify for, such as a new car discount or a driver education discount.
To learn more, check out WalletHub’s complete picks for the best car insurance for teens and young drivers.
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