Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
The best car insurance for young drivers in Alabama is from Geico, Travelers and Allstate. These companies offer competitive rates for young drivers and were rated highly by WalletHub’s editors based on things like cost, discounts, customer reviews and ability to pay out claims.
Best Car Insurance for Young Drivers in Alabama
| Insurer | Average Premium | WalletHub Editors’ Rating |
| $56 per month | 4.5/5 | |
| $77 per month | 3.8/5 | |
| $106 per month | 3.2/5 | |
| $112 per month | 2.8/5 | |
| $103 per month | 2.8/5 |
Note: Premiums are representative of good drivers aged 16-24 in Alabama; individual premiums will vary.
In general, insurance for young drivers tends to be expensive, since they haven’t had time to prove themselves as safe drivers, so choosing the right insurance is important. Insurance companies factor in your age, how many years of driving experience you have, and how many years you have been insured when determining your premiums. Car insurance premiums usually begin to decrease at age 25.
To save on premiums, young drivers should compare quotes, as well as consider what discounts they might be eligible for. For instance, most major insurance companies provide good student discounts for drivers who maintain at least a B grade-point average.
To learn more, check out WalletHub’s picks for the best car insurance companies in Alabama as well as the best car insurance for teens and young drivers nationally.
People also ask
How much is car insurance for a new driver in Alabama?
Car insurance for a new driver in Alabama costs an average of $852 per year to $3,012 per year. Auto insurance premiums for new drivers in Alabama vary widely depending on a driver’s age and whether they are being added to an existing policy or purchasing their own. For example, the premium increase from adding a teenager to a parent’s policy is significantly less than the cost of a teenager getting their own policy.
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read full answerWhat car insurance discounts are available in Alabama?
You can get car insurance discounts in Alabama based on how you drive, the car you own, and your relationship with your insurance company. In Alabama, car insurance companies are allowed to consider factors like employment, residential, and marital status when setting premiums. That means there are also discounts available for being married, owning a home, or being affiliated with certain employers or educational institutions.
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read full answerHow much car insurance do I need in Alabama?
Drivers in Alabama need $25,000 of bodily injury liability insurance per person (up to $50,000 per accident) and $25,000 of property damage liability insurance. Collision, comprehensive and gap insurance may also be required by a lender or lessor if your vehicle is financed.
In addition, an optional but recommended type of coverage in Alabama is uninsured/underinsured motorist insurance. It replaces the liability coverage an at-fault driver should’ve had and pays for your costs up to your policy limits.
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