What's the best car insurance for new drivers in Tennessee? This question is about Best Car Insurance in Tennessee

The best car insurance for new drivers in Tennessee is from Geico and Travelers. These companies offer competitive rates for new drivers, received high ratings from WalletHub’s editors, and are in a good financial position to pay out claims. Car insurance for new drivers in Tennessee costs an average of $58 per month. The exact cost varies based on the driver’s age and whether they are purchasing their own policy or being added to an existing one. The table below lists premiums for new drivers purchasing their own policy. Once you get a few years of experience and have a record of safe driving, your rates will begin to go down. Popular Car Insurance Companies for New Drivers in Tennessee Company Premium WalletHub Editors’ Rating Geico $100 per month 4.4/5 Travelers $158 per month 4.2/5 State Farm $117 per month 4.1/5 Auto-Owners $134 per month 3.6/5 Erie $113 per month 3.4/5 Note: Premiums are representative of a 16-year-old good driver with a minimum coverage policy; individual premiums will vary. New drivers typically have less than 3-5 years of recent driving experience, and they often pay more for insurance than experienced drivers, so shopping around for coverage is important. You should also read company reviews when purchasing a policy. To learn more, check out WalletHub’s guides to car insurance for new drivers and the cheapest insurance in Tennessee.

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What's the best car insurance for new drivers in Tennessee?

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This question is about Best Car Insurance in Tennessee

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Delaney Simchuk, Car Insurance Writer

@delaney_simchuk • 03/01/23 This answer was first published on 06/14/22 and it was last updated on 03/01/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best car insurance for new drivers in Tennessee is from Geico and Travelers. These companies offer competitive rates for new drivers, received high ratings from WalletHub’s editors, and are in a good financial position to pay out claims.

Car insurance for new drivers in Tennessee costs an average of $58 per month. The exact cost varies based on the driver’s age and whether they are purchasing their own policy or being added to an existing one. The table below lists premiums for new drivers purchasing their own policy. Once you get a few years of experience and have a record of safe driving, your rates will begin to go down.

Popular Car Insurance Companies for New Drivers in Tennessee

Company	Premium	WalletHub Editors’ Rating
Geico	$100 per month	4.4/5
Travelers	$158 per month	4.2/5
State Farm	$117 per month	4.1/5
Auto-Owners	$134 per month	3.6/5
Erie	$113 per month	3.4/5

Note: Premiums are representative of a 16-year-old good driver with a minimum coverage policy; individual premiums will vary.

New drivers typically have less than 3-5 years of recent driving experience, and they often pay more for insurance than experienced drivers, so shopping around for coverage is important. You should also read company reviews when purchasing a policy.

To learn more, check out WalletHub’s guides to car insurance for new drivers and the cheapest insurance in Tennessee.

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How does car insurance work in Tennessee?

Tennessee is an at-fault state, which means that the at-fault driver is responsible for paying for everyone injured in the accident. There are no restrictions on the right to sue after an accident in at-fault states, even if the insured buys personal injury protection (PIP).

Drivers in Tennessee are required to carry at least $25,000 in bodily injury liability insurance per person, up to $50,000 per accident, and $15,000 in property damage liability insurance. When an insured driver is...

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What car insurance discounts are available in Tennessee?

You can get car insurance discounts in Tennessee based on how you drive, the car you own, and your relationship with your insurance company. In Tennessee, car insurance companies are allowed to consider factors like employment, residential, and marital status when setting premiums. That means there are also discounts available for being married, owning a home, or being affiliated with certain employers or educational institutions.

Almost anyone can get a discount on car insurance...

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How do I get car insurance in Tennessee?

You can get car insurance in Tennessee by comparing quotes from both national and local insurance companies to find the best deal, then purchasing coverage online, by phone or in person. In Tennessee, only liability car insurance is required for all drivers.

7 Steps to Get Car Insurance in Tennessee

1. Gather vehicle and driver details

You’ll need to have information about yourself and any other drivers you want on your policy,...

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