How much bodily injury coverage do I need in Connecticut? This question is about Bodily Injury Liability Insurance

How much bodily injury coverage do I need in Connecticut?

This question is about Bodily Injury Liability Insurance

Lilah Butler, Car Insurance Writer

@lilah_c • 05/30/23 This answer was first published on 05/30/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You need $25,000 in bodily injury coverage per person ($50,000 per accident). Bodily injury liability insurance pays for other people's injuries after a car accident that you cause, and it can also cover your legal fees if you are sued after a crash.

In addition to bodily injury liability insurance, drivers in Connecticut need to purchase $25,000 in property damage liability insurance. Property damage liability coverage pays for damage to others' property after an accident caused by the policyholder. Together, these liability insurance requirements are often written as 25/50/25.

Connecticut also requires drivers to buy $25,000 per person and $50,000 per accident in uninsured/underinsured motorist coverage. For more information, check out WalletHub's breakdown of how much car insurance you need in Connecticut.

How does car insurance work in Connecticut?

I would suggest that you look at your State CID or DMV for information.

I quickly found this online: https://www.ct.gov/cid/cwp/view.asp?q=254618. Note I am not licensed in this state.

One thing to consider is that the state minimums of really any state are not very much auto insurance. I encourage people to get significantly more than the state mandates.

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How much is car insurance in Connecticut per month?

Car insurance in Connecticut costs $90 per month or $1,086 per year for minimum coverage, on average. The cheapest car insurance companies in Connecticut are Geico, USAA, and State Farm, and getting quotes from several companies can help you find the best deal.

The average cost of car insurance in Connecticut is 62% higher than the national average auto insurance premium. There are several factors that affect how much you'll pay for car insurance in Connecticut,...

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Is uninsured motorist coverage required in Connecticut?

Drivers in Connecticut are required to have at least $25,000 in uninsured motorist insurance per person (up to $50,000 per accident). Uninsured motorist insurance covers expenses for the policyholder and their passengers after an accident if the other driver doesn’t have insurance or doesn’t have enough to pay for the damage.

Uninsured motorist bodily injury (UMBI) coverage pays medical bills for the policyholder and their passengers after an accident with an uninsured motorist. UMBI is required in...

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