How much bodily injury coverage do I need in Washington? This question is about Bodily Injury Liability Insurance

How much bodily injury coverage do I need in Washington?

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This question is about Bodily Injury Liability Insurance

Lilah Butler, Car Insurance Writer

@lilah_c • 05/30/23 This answer was first published on 05/30/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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In Washington, you need $25,000 in bodily injury coverage per person ($50,000 per accident). Bodily injury liability insurance pays for other people's injuries after a car accident that you cause, and it can also cover your legal fees if you are sued after a crash.

In addition to bodily injury liability insurance, drivers in Washington need to purchase $10,000 in property damage liability insurance. Property damage liability coverage pays for damage to others' property after an accident caused by the policyholder.

Together, these Washington liability insurance requirements are often written as 25/50/10. Even though Washington only requires 25/50/10 in liability insurance, it's a good idea to purchase more coverage if you can afford it. Buying higher coverage limits can protect you financially if you cause a serious accident.

For more information, check out WalletHub's complete guide to bodily injury liability insurance.

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How does car insurance work in Washington?

Washington is an at-fault state, which means that the at-fault driver is responsible for paying for everyone injured in the accident. There are no restrictions on the right to sue after an accident in at-fault states, even if the insured buys personal injury protection (PIP).

Drivers in Washington are required to carry at least $25,000 in bodily injury liability insurance per person, up to $50,000 per accident, and $10,000 in property damage liability insurance. When an insured driver is...

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How much is car insurance in Washington per month?

Car insurance in Washington costs $58 per month or $699 per year for minimum coverage, on average. The cheapest car insurance companies in Washington are Pemco, USAA, and Auto-Owners, and getting quotes from several companies can help you find the best deal.

The average cost of car insurance in Washington is 4% higher than the national average auto insurance premium. There are several factors that affect how much you'll pay for car insurance in Washington, including...

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Is uninsured motorist coverage required in Washington?

No, uninsured motorist coverage is not required in Washington, as drivers can reject the coverage in writing. Still, insurance companies are required to offer at least $25,000 in uninsured motorist bodily injury coverage per person (up to $50,000 per accident), as well as $10,000 in uninsured motorist property damage insurance per accident.

Additionally, drivers have the option to purchase $25,000 in underinsured motorist bodily injury coverage per person (up to $50,000 per accident), along with $10,000 in...

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