There are three main ways to buy liability insurance for a rental car.
First, check with your own auto insurance company. If you have a personal auto insurance policy, many insurers will extend liability coverage to your rental vehicle at no extra cost.
The second way to buy liability insurance for a rental car is to purchase a non-owner car insurance policy. This type of policy is designed for individuals who do not own a personal vehicle but rent cars frequently. Depending on how often you rent cars, this option might be cheaper than buying insurance directly from the rental car company each time you're at the rental counter.
Finally, you can also buy liability insurance directly from the rental car company at the time of your car rental. This option tends to be the more expensive option.
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