McKayla Girardin, Car Insurance Writer
@mckayla_girardin
No, TrueRide by Auto-Owners will not raise your rates for poor driving habits. TrueRide by Auto-Owners users will not see any rate increases for things like miles driven or the time of day that you drive, good drivers can save a lot on their premiums every year when using TrueRide, too.
Key Things to Know About TrueRide by Auto-Owners
- TrueRide by Auto-Owners tracks things like miles driven, the time of day that you drive, phone use and road type
- Drivers can use the TrueRide app to track their habits
- Currently only available in Ohio
- Customer reviews of the app average 2.8 out of 5
- Minimum coverage from Auto-Owners costs an average of $28 per month without TrueRide
Remember that poor driving while using TrueRide will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use TrueRide, Auto-Owners itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations. Auto-Owners learns of such things from your driving record and CLUE report, rather than through TrueRide.
To learn more, check out WalletHub’s full review of Auto-Owners Insurance.
People also ask
How can I lower my Auto-Owners car insurance?
You can lower your Auto-Owners car insurance costs by taking advantage of Auto-Owners discounts, opting for a higher deductible, and reducing your coverage, among other things. Auto-Owners considers a variety of factors when calculating your premium, though some – like your age and location – are out of your control. Fortunately, you can take steps to influence other factors in order to lower your rate.
How to Lower the Cost of Car Insurance from...
read full answerHow much is the Auto-Owners good driver discount?
Auto-Owners does not offer a good driver discount, unlike most other major insurers. Drivers with clean records will typically be charged a lower rate for coverage, but they will not receive a specific discount amount.
Even though Auto-Owners does not have a good driver discount, you can see if you qualify for other discounts that they offer. For example, Auto-Owners offers a multi-vehicle discount for drivers who want to insure more than one vehicle on their...
read full answerWhy did my Auto-Owners rate go up?
Your Auto-Owners rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause Auto-Owners to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. Auto-Owners may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and...
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