No, you cannot use your State Farm roadside assistance for someone else, unless that person is driving a car that is covered under your State Farm roadside assistance policy. State Farm’s roadside assistance coverage follows your car and not you, meaning you cannot use it for cars not listed on your policy.
However, you can use your roadside assistance for your car even when you aren’t physically there. If someone else is driving your car and it breaks down, they can call roadside assistance and get help—as long as they know your policy number or have your insurance ID card.
Roadside assistance is worth it if you have an old car, regularly drive long distances, live somewhere with bad weather (especially snowstorms), or are unfamiliar with car maintenance. Roadside assistance can be cheap, and it can help with everything from towing and winching to jump-starts and lockout services.
You have an old car. Cars that are at least 10 years old are twice as likely to be stranded on the side of the road and four times as likely to require a tow than younger cars, according to AAA. With that in mind, it is worth considering roadside assistance if your car is more than 10 years old.
You regularly drive long distances. Generally, it is worth buying roadside assistance if you commute every day or regularly take long-distance road trips, as your car will experience more wear and tear than the average vehicle.
You live somewhere with bad weather. Where there is bad weather, there are road hazards. Especially if you live in a place that gets a lot of snow, your risk for getting stuck in a ditch or losing control of your vehicle is much higher. Thus, buying roadside assistance, especially a plan that includes winching, is worth the money.
You are unfamiliar with car maintenance. If you feel uncomfortable changing a tire or jumpstarting your car’s engine—or you don’t want to worry about car maintenance at all— it is worth it to purchase roadside assistance to ease your anxiety.
You get it through your car insurance company. Roadside assistance is usually much cheaper through an insurance company than through an auto club. It is worth noting that before allowing you to buy roadside assistance, your insurer may require you to buy comprehensive and collision coverage.
State Farm roadside assistance costs about $15 per six-month policy, though exact prices may vary depending on the state and the covered vehicles. State Farm roadside assistance is an optional endorsement that customers can add to their car insurance policy and use when they need emergency towing, fuel delivery, and more.… read full answer
State Farm Roadside Assistance Cost Comparison
$30 per year
$14 per year
$79 to $149 per year
$16 per year
$38 to $171 per year
Purchasing roadside assistance from your car insurance company is usually less expensive than a motor club membership from a company such as AAA. However, it might not provide as much coverage.
State Farm Roadside Assistance Includes:
Towing to the nearest repair shop
Delivery of gas, oil, or a battery
Lockout services (up to one hour)
Mechanical labor (up to one hour)
State Farm roadside assistance is meant to help drivers in need of immediate rescue, but it usually does not pay for the underlying problem, such as engine repairs or a battery that needs replacing. Additionally, the exact number of incidents covered by a State Farm roadside assistance plan will vary by state and policy.
For more information about choosing between roadside assistance options, check out WalletHub’s guide to the best roadside assistance.
Yes, State Farm offers free towing to the nearest repair facility for their roadside assistance customers. State Farm roadside assistance costs around $15 per six-month policy and customers can request roadside assistance online, or by calling 1-877-627-5757.
Up to one hour of mechanical labor for issues like mechanical problems, transmission trouble, or a fluid leak, among other things
While State Farm’s roadside assistance covers towing and other services, it doesn’t cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage.
State Farm Free Towing Limit vs. Popular Competitors
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