McKayla Girardin, Car Insurance Writer
No, USAA SafePilot will not raise your rates for poor driving habits. USAA SafePilot users are eligible for an initial discount of up to 10% just for signing up, and their rates will not go up for things like hard braking or distracted driving. Good drivers can save up to 30% while using SafePilot, too.
Key Things to Know About USAA SafePilot
- USAA SafePilot tracks things like hard braking, number of hours driven, and hands-free calls
- Drivers can use the SafePilot app to track their habits
- Available in every state
- Customer reviews of the app average 4.3 out of 5
- Minimum coverage from USAA costs an average of $53 per month without SafePilot
Remember that poor driving while using SafePilot will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use SafePilot, USAA itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations. USAA learns of such things from your driving record and CLUE report, rather than through SafePilot.
To learn more, check out WalletHub’s full review of USAA.
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