Yes, you can cancel Amica insurance at any time by contacting Amica and either canceling your coverage immediately or setting a cancellation date for the future. However, Amica charges a cancellation fee of $25 for canceling your coverage mid-policy.
While Amica allows you to cancel at any time, it is important to note that you should never cancel your coverage without a new policy in place if you plan to continue driving your vehicle. Otherwise, you will face penalties for driving without insurance.
How to Cancel Your Amica Policy
Prepare the necessary information. Before contacting Amica, make sure you have your policy details available. You will likely be asked for your driver’s license number, policy number, and SSN.
Contact Amica. You can cancel your Amica policy by calling customer service at 800-242-6422. You can also cancel your policy by contacting your agent directly. Again, you may do this at any time during your policy period. You do not have to wait until the policy renewal date.
Pay the cancellation fee. Before your policy is officially canceled, you will have to pay a cancellation fee of $25.
Possibly receive a refund. If you are canceling your insurance coverage mid-policy, Amica may refund you for any unused coverage that you paid for.
Confirm cancellation. Once your policy has been canceled, you should receive confirmation via email or mail. If you do not receive confirmation within 7-10 business days of canceling your policy, you should call Amica.
Amica is so expensive because of agent commissions and rising costs overall for insurance companies. At $762 per year per year, the average Amica car insurance policy is more expensive than the national average of $671 per year for a policy with minimum coverage.
Amica insurance is even more expensive for drivers with certain characteristics, including young drivers and drivers who have recently caused an accident. For example, teenagers pay an average of $2,959 per year for Amica insurance, compared...
Amica Insurance is rated 3.4 out of 5 by WalletHub’s editors, based on factors such as customer reviews and watchdog-group ratings. For example, Amica has a rating of 1.95 from he National Association of Insurance Commissioners (NAIC), meaning it has more customer complaints than the average insurer its size.
Amica is good at paying claims compared to the average insurance company, according to J.D. Power’s latest claims satisfaction survey. Amica scored 903 out of 1,000 for their claims process, compared to the industry average of 873 out of 1,000.
How Amica’s Claims Process Compares to Competitors
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