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No, you can’t get away with driving uninsured for a long period of time. Driving without insurance is illegal and always a bad idea because of the consequences you could face if you get caught, including hefty fines, a license suspension and even jail time. It’s sometimes possible to drive uninsured briefly, but your state DMV will eventually find out.
When an existing car insurance policy lapses or gets canceled, the insurer notifies the DMV, which will then ask you to provide proof of insurance within a certain period of time. If you don’t comply, then you could be fined or have your registration suspended until you do.
New Hampshire and Virginia are the two exceptions to this rule. Both states allow drivers to go without car insurance coverage unless they recently caused an accident or committed a serious moving violation. Virginia requires drivers to pay a $500 fee in order to legally drive uninsured, though.
To learn more, check out WalletHub’s guide to driving without insurance.
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