McKayla Girardin, Car Insurance Writer
@mckayla_girardin
No, you cannot go to jail for driving without insurance in Ohio, but you can face other serious consequences, such as suspension of license and registration. Driving without insurance in Ohio is illegal and can have a serious impact on your car insurance rates moving forward.
Penalties for Driving Without Insurance in Ohio
- Suspension of license for 1 year for the second offense, and for 2 years for subsequent offenses
- Suspension of registration until proof of insurance is provided for the first and subsequent offenses
- Fine up to $160 for the first offense, up to $360 for the second offense, and up to $660 for subsequent offenses
- SR-22 requirement for 3 to 5 years for the first offense and subsequent offenses
If you are in an accident while driving uninsured in Ohio, you will still face the consequences of driving without insurance even if you’re not at fault. Additionally, if you cause the accident, you’ll be liable for property damage and medical expenses for anyone else who was involved. The only way to avoid this is by being insured.
Check out WalletHub’s picks for the cheapest car insurance companies in Ohio to start shopping for a policy.
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