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You cannot register a car without insurance in New York. Proof of insurance is required at the time of registration..
In New York, you are required to have $25,000 in bodily injury liability coverage, up to $50,000 per accident, along with $10,000 in liability coverage for property damage. You have 180 days from the date of purchase to register a vehicle in the state of New York, but you can’t drive the car without insurance.
To register a car in New York, you need the following documentation:
- Registration fees
- Proof of ownership
- Proof of insurance
- Bill of sale/proof of sales tax paid
- Driver's license or ID
- Completed vehicle registration application
- Vehicle inspection at DMV-licensed inspection station
The penalties for driving without insurance in New York can be steep, so you should get insurance right away and have proof of coverage at all times.
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