Can you sue in a no-fault state after an accident?

State

Threshold for Filing Lawsuit

Florida

Loss of important body function, permanent injury, permanent scarring or disfigurement, or death.

Hawaii

Medical expenses exceeding $10,000; or permanent loss of body function, permanent disfigurement, or death.

Kansas

Medical expenses exceeding $2,000; or permanent disfigurement, fracture, loss of body part, permanent injury, permanent loss of body function, or death.

Kentucky

Medical expenses exceeding $1,000; or fracture, permanent disfigurement, permanent injury, or death (if the policyholder has not rejected limits on the right to sue).

Massachusetts

Medical expenses exceeding $2,000; or loss of body member, permanent disfigurement, loss of sight or hearing, fracture, or death.

Michigan

Serious injury, permanent disfigurement or death.

Minnesota

Medical expenses exceeding $4,000; or permanent disfigurement, permanent injury, disability for 60 days or more, or death.

New Jersey

Loss of body part, significant disfigurement or scarring, a displaced fracture, loss of fetus, permanent injury, or death (under a "limited right to sue" policy).

New York

Medical expenses exceeding $50,000; or dismemberment, significant disfigurement, fracture, permanent loss or significant limitation of use of body organ; disability for more than 90 days, or death.

North Dakota

Medical expenses exceeding $2,500; or dismemberment, permanent disfigurement, disability for more than 60 days, or death.

Pennsylvania

Serious impairment of body function, permanent disfigurement, or death (under a "limited tort" policy).

Utah

Medical expenses exceeding $3,000; or dismemberment, permanent disability or impairment, permanent disfigurement, or death.