Delaney Simchuk, Car Insurance Writer
To cancel a Geico insurance policy, the policyholder must call Geico to speak directly with a customer service agent. Customers cannot cancel their policies online or through the Geico mobile app.
You may cancel your Geico insurance policy at any time. The cancellation can be made effective immediately or set for a future date.
Geico only charges a cancellation fee for customers in North Carolina, where customers may get a portion of their unused premiums refunded minus a fee.
How To Cancel Your Geico Policy
There are a few easy steps to cancel your Geico insurance policy by phone. First, get your Geico policy number ready. Next, call Geico at 1-800-841-1587. When you are prompted by the interactive voice response system, say “cancel insurance policy” and then “auto”, if you’re canceling your car insurance policy. Finally, you will be connected to a customer service agent, who will walk you through the cancellation process.
Before the cancellation is complete, you must pay off any remaining balance on your account. If you’ve already paid your entire premium for the policy period in full, Geico will refund the unused portion.
Things To Consider Before You Cancel Your Geico Policy
Keep in mind that you do not have to cancel your policy just because you’re going through some life changes. For example, if you’ve moved or replaced your current vehicle, Geico can simply update the mailing address or vehicle information on your policy. Geico also allows military members to suspend their policy temporarily if their vehicle will be left unused and in storage for more than 30 days.
On the other hand, if you wish to cancel because you’re switching to another auto insurance carrier, be sure to obtain a new policy before canceling your current one. This helps to prevent a lapse in coverage, which could potentially lead to higher premiums down the road.
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