To cancel USAA insurance, the policyholder can request to cancel through their USAA account online, by mail, or by calling 1-800-531-8722 to speak with a representative. The cancellation can be arranged for a future date or set to take effect immediately. You will need your name, address, date of birth, policy information, and day you want your policy to end.
How to Cancel USAA Insurance Policies
- Cancel by phone by calling 1-800-531-8722.
- Cancel by mail by writing a letter that includes your name, address, date of birth, policy information, and day you want your policy to end. Sign, date, and mail your letter to: USAA / 9800 Fredricksburg Rd / San Antonio, TX 78288.
- Cancel online by logging into your USAA account and requesting policy cancellation. Your policy status will be updated online so you can confirm it has been cancelled.
If you’ve already paid your premium for the policy period in full, USAA will refund the unused portion. USAA does not impose a cancellation fee or penalty for early termination.
It’s important to remember that you don’t need to cancel your policy just because you’re going through some life changes. For example, you should have USAA update your mailing address or vehicle information if you’re moving or buying a new car.
If you’re canceling your current policy in order to switch to another company, be sure to activate your new policy before canceling the old one. This prevents a lapse in coverage, which would lead to higher premiums in the future.
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