How do I cancel USAA insurance?

To cancel a Progressive insurance policy, the policyholder needs to call 1-866-416-2003 to speak with a representative. You can’t cancel Progressive insurance online, but you can cancel over the phone at any time. The cancelation can be arranged for a future date or set to take effect immediately. Progressive says you will be refunded the money you paid in advance for coverage you won’t use. Unfortunately, they don’t give details about how they pro-rate refunds or whether they charge any cancelation fees.… read full answer

Customers report a range of experiences with Progressive’s cancelation fees. Some were charged 10% of their outstanding premium, while others paid a flat rate of $50 to $65. Many say they paid no fees at all. The amount you have to pay to cancel Progressive insurance coverage depends on a few factors, like state laws where you live, how far into the policy term you are, and how often you pay your premium. Check your Progressive policy or speak with customer service to confirm what fees (if any) you’ll have to pay before you cancel.

It’s a good idea to shop around for car insurance and compare quotes from different companies. But make sure you don’t lose more in fees by switching policies mid-term than you gain in lower premiums. It’s usually easiest to wait until the end of your policy period to switch insurers—just make sure you have a new policy in place before you cancel with Progressive. Driving without insurance can have serious consequences, and a lapse in coverage of any length can make future rates more expensive.

To cancel a GEICO insurance policy, the policyholder must call GEICO to speak directly with a customer service agent. Customers cannot cancel their policies online or through the GEICO mobile app. You may cancel your GEICO insurance policy at any time. The cancellation can be made effective immediately or set for a future date. GEICO does not charge a cancellation fee.… read full answer

There are a few easy steps to cancel your GEICO insurance policy by phone. First, get your GEICO policy number ready. Next, call GEICO at 1-800-841-1587. When you are prompted by the interactive voice response system, say “cancel insurance policy” and then “auto,” if you’re cancelling your car insurance policy. Finally, you will be connected to a customer service agent, who will walk you through the cancellation process.

Before the cancellation is complete, you must pay off any remaining balance on your account. If you’ve already paid your entire premium for the policy period in full, GEICO will refund the unused portion.

Keep in mind that you do not have to cancel your policy just because you’re going through some life changes. For example, if you’ve moved or replaced your current vehicle, GEICO can simply update the mailing address or vehicle information on your policy. GEICO also allows military members to suspend their policy temporarily if their vehicle will be left unused and in storage for more than 30 days.

On the other hand, if you wish to cancel because you’re switching to another auto insurance carrier, be sure to obtain a new policy before canceling your current one. This helps to prevent a lapse in coverage, which could potentially lead to higher premiums down the road.

To cancel an insurance policy with The General, send a letter requesting cancellation to: The General, 2636 Elm Hill Pike, Suite 100, Nashville, TN 37214. It’s also acceptable to submit a written request to a local agent. The General’s auto policies cannot be cancelled by phone or online, only in writing. In most states, The General will charge a cancellation fee of 10% of the premiums that remain unpaid for the policy period. If premiums have been paid in advance, a refund will be issued.… read full answer

Your written notice of cancellation to The General should include your:

• Name, address and phone number
• Social Security number
• Date of birth
• Driver’s license number
• Policy number
• Preferred date for policy cancellation
• Signature

It’s good to regularly shop around for lower cost auto insurance coverage. Rates change over time, and the company that was the cheapest for you yesterday may not be the cheapest today. With The General’s cancellation fee, however, you need to make sure you don’t lose more in fees by switching policies than you’ll gain through lower premiums. Timing your policy cancellation is important, and it may be worth waiting until the end of your policy period to do so.

Be sure to have your new policy in place when you cancel your old one. It’s against the law to drive without car insurance for any period of time.