There is car insurance cheaper than Progressive for some drivers, though Progressive still has some of the most competitive rates in the industry overall. Although rates vary, Geico and USAA both offer competitive rates as well and can be cheaper than Progressive for some drivers. Progressive ranked No. 1 in WalletHub’s analysis of the cheapest car insurance companies, which compared quotes from 46 major insurance providers using a variety of driver profiles and zip codes. The fact that Progressive ranked at the top of our list is helpful to anyone shopping around for coverage, but it doesn’t guarantee that Progressive will have the absolute lowest price for you, specifically.
The only way to be sure you have found the cheapest possible rate is to compare quotes from several different companies, including Progressive. To make the job easier, Progressive shows you a personalized quote side-by-side with those of top competitors like Geico, State Farm, and others. Progressive has this price comparison tool in part because they are confident that they offer highly competitive rates.
Another reason that drivers might find it difficult to find car insurance cheaper than Progressive is the company’s Name Your Price tool, which shows customers a range of coverage options based on their preferred budget. Together with Progressive’s generous discounts, these tools make it possible for drivers to find some of the lowest prices on car insurance.
To cancel a Progressive insurance policy, call 1-866-416-2003 to speak with a representative and arrange for the cancellation to take effect immediately or at a future date. You can’t cancel Progressive insurance online, but you can cancel over the phone at any time.
How to Cancel Progressive Insurance
Purchase a replacement insurance policy that takes effect prior to cancellation, to avoid a lapse in coverage.… read full answer
Call 1-866-416-2003 to cancel your Progressive policy.
Pay any necessary cancellation fees.
Confirm that you receive a refund for unused premiums.
Progressive says you will be refunded the money you paid in advance for coverage you won’t use. Unfortunately, they don’t give details about how they pro-rate refunds or whether they charge any cancellation fees.
Progressive Insurance Cancellation Fees
Customers report a range of experiences with Progressive’s cancellation fees. Some were charged 10% of their outstanding premium, while others paid a flat rate of $50 to $65. Many say they paid no fees at all. The amount you have to pay to cancel Progressive insurance coverage depends on a few factors, like state laws where you live, how far into the policy term you are, and how often you pay your premium. Check your Progressive policy or speak with customer service to confirm what fees (if any) you’ll have to pay before you cancel.
It’s a good idea to shop around for car insurance and compare quotes from different companies. But make sure you don’t lose more in fees by switching policies mid-term than you gain in lower premiums. It’s usually easiest to wait until the end of your policy period to switch insurers—just make sure you have a new policy in place before you cancel with Progressive. Driving without insurance can have serious consequences, and a lapse in coverage of any length can make future rates more expensive.
Progressive is cheap because it offers a variety of discounts and equips consumers with advanced tools to get the best rates. Progressive’s price comparison tool allows shoppers to compare their Progressive quote against competitors’ rates all in one place, for example. Progressive also offers the Name Your Price® tool, which lets customers state their desired price for car insurance and offers a range of coverage options that fit their budget. Progressive Snapshot® uses your smartphone or a plug-in device to reward safe driving and personalize your rates, too.… read full answer
Progressive also has a lot of discounts—99% of policyholders qualify for at least one of them, according to the company. Almost anyone can get a discount for getting an online quote, signing paperwork electronically, or going paperless, for example. Students, homeowners, and even expensive-to-insure teens can also get discounts. Plus, Progressive rewards customer loyalty with discounts for insuring more than one car or getting multiple policies, like home and auto.
Progressive is ranked 17th for the cheapest car insurance according to WalletHub's 2021 review. Its main competitors in terms of price and market share are Geico and State Farm, but WalletHub’s comparison shows that Progressive is usually the cheapest of the three.
The best alternative to AAA roadside assistance is a motor club membership with Better World Club, Good Sam Club, or Allstate Motor Club. Another good alternative to AAA is purchasing a roadside assistance add-on from a traditional car insurance company, especially an insurer that offers multiple plans.
For example, insurance companies like … read full answerNationwide and Travelers offer different levels of roadside assistance coverage to choose from. Similarly, auto club competitors, including Better World Club and Good Sam Club, offer several coverage options. Drivers can find protection comparable to AAA by comparing the coverage limits of a competitor plan with their desired level of AAA membership.
AAA costs vary by region, and each level of membership comes with different benefits. Roadside assistance from an insurance company is usually less expensive than AAA, but it often provides less coverage. For instance, AAA includes benefits besides roadside assistance, like discounts with affiliated companies, identity theft monitoring, and trip interruption coverage.
It’s also worth noting that AAA ranked below many competitors in WalletHub’s roadside assistance study because it has a large number of unresolved customer complaints. For more information, check out WalletHub’s study of the best roadside assistance plans.
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