McKayla Girardin, Car Insurance Writer
@mckayla_girardin
The best car insurance for college students away from home is from AAA because of the company’s affordable rates, available discounts, and good customer service. College students away from home pay an average of $139 per month for car insurance, so finding a company with low rates can save you a lot on premiums.
Best Car Insurance for College Students Away from Home
| Company | Average Monthly Premium |
| $83 | |
| $88 | |
| $94 | |
| $94 | |
| $114 |
Premiums are an average of rates for good drivers ages 18 to 22 with minimum coverage policies; individual premiums will vary.
College students who are away at school should also consider whether they can be added to a parent’s existing car insurance policy. Being added to an existing policy is significantly cheaper than purchasing a policy on your own, since young drivers are usually considered high-risk because of their lack of experience.
Discounts for College Students Away from Home
Since college students typically pay high rates, taking advantage of as many discounts as possible is key to saving money. Insurers offer a lot of discounts that college students away from home (or their parents) can qualify for, such as:
- Good student discount
- Good driving discount
- Safety features discount
- Anti-theft features discount
- Low mileage discount
- Student-away-at-school discount
To learn more, check out WalletHub’s guide to car insurance for college students.
People also ask
How long can you stay on your parents' car insurance?
You can stay on your parents’ car insurance indefinitely as long as you still live with them or go to school full-time. There is no age limit for how long you can be covered by your parents’ auto insurance policy, unlike health insurance. You will need to get your own car insurance policy when you no longer live at home and register your car in your own name. Insurance companies only allow cars titled in the policyholder’s name to...
read full answerCan I stay on my parents car insurance if I move out?
Yes. You can stay on your parents’ car insurance if you move out, as long as:
- You’re away at school and still list your parents' home address as your primary residence.
- You’re considered an eligible dependent (insurers have different definitions) and you still drive a vehicle owned and insured by a parent.
- You’re living in another house your parents rent or own.
There is no age limit for keeping...
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