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Car insurance for a new driver in Massachusetts costs roughly $1,500 to $5,400 per year, on average. The cost of car insurance for new drivers in Massachusetts varies widely depending on whether they are getting their own policy or being added to an existing policy.
It typically costs close to $2,400 per year to add a 16-year-old to their parents’ insurance in Massachusetts, compared to nearly $5,400 for a separate policy. The age of the driver also makes a difference in how much they’ll pay for coverage. Car insurance premiums decrease as drivers get older, and Massachusetts drivers in their 20s pay an average of about $1,500 annually.
Although new drivers pay more for car insurance due to their lack of experience, there are still ways to save money as they build their driving record. The easiest is to shop around to find the best deal. In Massachusetts, the cheapest car insurance companies for young, good drivers are Geico, Allstate and Travelers. You should also consider choosing a policy with a higher deductible to keep your premium low, and apply for every available discount that you qualify for.
Finally, insurance rates will usually start dropping after three years of good driving. So, maintaining a clean driving record is ultimately the best way for a new driver in Massachusetts to save money long-term.
People also ask
Where can I get cheap car insurance for new drivers under 21?
The cheapest car insurance for new drivers under 21 years old is from Travelers, USAA and Progressive, according to WalletHub’s quote analysis. Car insurance for new drivers under the age of 21 is expensive since they are considered high risk. This is because young drivers are more likely to cause accidents and commit other violations than older, more experienced drivers.
Cheap Car Insurance for New Drivers Under 21 Years Old
| Company | Annual Premium |
Does insurance follow the car or the driver in Massachusetts?
Car insurance usually follows the car in Massachusetts. The types of car insurance that follow the car in Massachusetts are collision, comprehensive, and property damage liability. You’re required to carry property damage liability and personal injury protection in Massachusetts. PIP follows the driver, unlike liability coverage.
If you let someone borrow your car and they cause an accident in Massachusetts, bodily injury liability insurance pays for injuries to the other driver and their passengers....
read full answerWhy is Massachusetts car insurance so expensive?
Car insurance in Massachusetts is expensive because it is a no-fault state with high car repair costs. In Massachusetts, you can expect to pay around $3,928 per year for full coverage car insurance, compared to the national average of $4,211 per year. Car insurance in Massachusetts is less expensive than the national average, which is around $4,211 per year for full coverage and about $1,407 per year for minimum coverage.
The cost of car insurance is steadily increasing, too, both in Massachusetts and nationwide....
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