WalletHub, Financial Company
@WalletHub
No, you do not need rental car insurance in Washington. Rental car companies in Washington provide the minimum state-required liability insurance coverage, more specifically, they provide $25,000 in bodily injury liability insurance per person ($50,000 per accident) and $10,000 in property damage liability coverage per accident.
If you have an existing personal car insurance policy that includes other types of coverage, like collision or comprehensive, or liability limits that are higher than what your state requires, the extra protection will extend to your rental car. But if you don’t have auto insurance coverage of your own, it may be a good idea to purchase additional coverage from the rental company if you’re concerned about having enough protection in an accident.
For example, you can purchase a collision damage waiver, which provides coverage comparable to collision and comprehensive insurance. This type of coverage may even apply automatically if you pay for your rental with the right credit card. You can also purchase supplemental coverage that adds to the existing liability and medical payments limits from your personal policy.
People also ask
Does AAA offer discounts on rental cars?
Yes, AAA offers discounts of up to 20% on rental cars from participating Hertz, Thrifty, and Dollar locations. The AAA rental car discount applies to the base rate of a rental car, not including taxes and fees, and some cars are excluded from the discount.
To get a AAA car rental discount, you will need to use your AAA club discount code, your AAA member ID, or the promotion code from the rental car company...
read full answerWhat is the penalty for driving without insurance in Washington?
The penalties for driving without insurance in Washington include fines and the suspension of your driver's license. You can avoid these consequences by meeting Washington’s proof of financial responsibility requirements. Washington requires that all drivers have at least $25,000 in bodily injury liability coverage, up to $50,000 per accident, along with $10,000 in liability coverage for property damage.
Purchasing Washington’s minimum liability car insurance coverage is the easiest way to satisfy the financial responsibility...
read full answerHow long is Washington's new car insurance grace period?
The Washington new-car insurance grace period is 2 to 30 days in most cases. The new-car grace period is how long insured drivers are allowed to drive a newly purchased vehicle before adding it to an existing car insurance policy. If you don’t have a current policy, you’ll need proof of liability coverage before you can legally drive or register your car in Washington.
When you buy a new car in Washington, the time...
read full answerDid we answer your question?