Yes, you can get cheap car insurance from The General. Car insurance from The General costs $2,312 per year on average, according to WalletHub’s research. That’s cheap compared to other nationwide car insurance companies, ranking 4th out of the 46 insurers WalletHub compared. However, it may not be the cheapest or best insurance for everyone. Since The General focuses on selling minimal coverage to high-risk drivers, the company offers fewer discounts and coverage options than mainstream insurance providers. In addition, they have higher-than-average complaint numbers. For these reasons, experienced drivers with clean records are likely to find better and cheaper insurance with other companies.
The General sells all the common types of coverage, including liability, medical payments, uninsured/underinsured motorist, and comprehensive and collision. Their low-down-payment options will help if you’re budget conscious. However, you won’t get many options when it comes to discounts. They have a good-student discount, a non-court-mandated driver training discount, and a transfer discount for switching to The General from another company. Their military discount is very limited – it applies only to full-time active personnel based in Louisiana.
The bottom line is that it may be worth getting a quote from The General’s website if you are a new driver or have violations or accidents on your record. It’s always smart to shop around – so be sure to get quotes from other companies and compare.
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