McKayla Girardin, Car Insurance Writer
@mckayla_girardin
The cheapest full coverage insurance in Maryland is from USAA, which charges $191 per month, on average. In comparison, the average cost of full coverage in Maryland is $417 per month.
In general, the easiest way to make sure you're getting the cheapest full coverage car insurance possible is to compare quotes from several companies and take advantage of all the discounts you qualify for.
Cheapest Full Coverage Car Insurance in Maryland
- USAA - $191 per month
- Geico - $214 per month
- Travelers - $235 per month
- Kemper - $283 per month
- Erie - $285 per month
Note: Premiums are for a good driver in Maryland; individual premiums will vary.
Full coverage car insurance in Maryland costs an average of 136% more than minimum coverage policies because full coverage policies typically consist of comprehensive and collision insurance as well as any coverage required by state law.To learn more, check out WalletHub's picks for the cheapest full coverage car insurance nationwide.
People also ask
How much is full coverage insurance in Maryland?
Full coverage insurance in Maryland costs an average of $417 per month. A full coverage policy usually includes collision and comprehensive insurance, plus the types of coverage required by Maryland law. In Maryland, liability insurance and uninsured motorist are mandatory for all drivers.
Average Cost of Full Coverage Insurance in Maryland
Company | Full Coverage | Minimum Coverage |
$191 per month | $61 per month | |
$214 per month | $76 per month | |
$235 per month | $88 per month | |
$283 per month | $144 per month | |
$285 per month | $117 per month |
Note: Premiums are average rates for a good driver in Maryland; individual premiums will vary.
How to Get Cheaper Full Coverage Insurance in Maryland
- Compare quotes from several companies to make sure you're getting the best deal.
- Increase your deductible. Higher deductibles lead to lower premiums, but remember to only pick a deductible you'd be able to afford in an emergency.
- Don't forget to make sure you're getting all the discounts you can.
To learn more, check out WalletHub's guide to full coverage car insurance.
read full answerWhich city in Maryland has the least expensive auto insurance premiums?
The city in Maryland with the least expensive auto insurance premiums is Cumberland, which has an average annual premium of $1,301 per year. By comparison, the average cost of car insurance in Maryland overall is $2,120 per year.
Cheapest Cities for Car Insurance in Maryland
- Cumberland: $1,301 per year
- Hagerstown: $1,386 per year
- Salisbury: $1,459 per year
- Frederick: $1,475 per year
Some cities in Maryland have cheaper car insurance premiums than others because insurance companies...
read full answerHow can I get full coverage for cheap?
The best ways to get cheap full coverage car insurance are to compare quotes from at least three companies every 6-12 months, choose the highest deductible you can comfortably afford, and take advantage of discounts. For instance, many insurers offer discounts for paying your premium in full up front and taking an approved defensive driving course. You can get full coverage for cheap from Esurance, Geico, and Mercury.
How to Get Cheap Full Coverage...
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