The cheapest full coverage insurance in Maryland is from USAA, which charges $191 per month, on average. In comparison, the average cost of full coverage in Maryland is $417 per month.
In general, the easiest way to make sure you're getting the cheapest full coverage car insurance possible is to compare quotes from several companies and take advantage of all the discounts you qualify for.
Note: Premiums are for a good driver in Maryland; individual premiums will vary.
Full coverage car insurance in Maryland costs an average of 136% more than minimum coverage policies because full coverage policies typically consist of comprehensive and collision insurance as well as any coverage required by state law.
Full coverage insurance in Maryland costs an average of $417 per month. A full coverage policy usually includes collision and comprehensive insurance, plus the types of coverage required by Maryland law. In Maryland, liability insurance and uninsured motorist are mandatory for all drivers.
Average Cost of Full Coverage Insurance in Maryland
The city in Maryland with the least expensive auto insurance premiums is Cumberland, which has an average annual premium of $1,301 per year. By comparison, the average cost of car insurance in Maryland overall is $2,120 per year.
Cheapest Cities for Car Insurance in Maryland
Cumberland: $1,301 per year
Hagerstown: $1,386 per year
Salisbury: $1,459 per year
Frederick: $1,475 per year
Some cities in Maryland have cheaper car insurance premiums than others because insurance companies...
The best ways to get cheap full coverage car insurance are to compare quotes from at least three companies every 6-12 months, choose the highest deductible you can comfortably afford, and take advantage of discounts. For instance, many insurers offer discounts for paying your premium in full up front and taking an approved defensive driving course. You can get full coverage for cheap from Esurance, Geico, and Mercury.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.