Leif Olson, Car Insurance Writer
@leif_olson_1
The cheapest car insurance by state ranges from $697 per year in Alabama to $274 per year in Wyoming, with annual premiums in some states as high as $1,908. In the 10 most populous states, Geico is the cheapest insurer in four states, while Clearcover is the cheapest in two states.
Cheapest Car Insurance in the 10 Biggest States
| State | Company | Annual Premium |
| California | $506 | |
| Texas | $466 | |
| Florida | $282 | |
| New York | $1,393 | |
| Pennsylvania | $238 | |
| Illinois | $318 | |
| Ohio | $293 | |
| Georgia | $518 | |
| North Carolina | $285 | |
| Michigan | $266 |
*Premiums reflect the cost of minimum coverage. To see the cheapest companies in other states, click here.
To maximize your car insurance savings, we recommend comparing quotes from at least three insurers before purchasing a policy. You should also look for car insurance discounts to ensure that you’re getting the lowest price possible. Lastly, keep in mind that the cheapest company on average won’t always be the cheapest for you personally. Many factors affect car insurance premiums including your age and driving history.
To begin comparing car insurance prices, check out WalletHub’s guide to cheap car insurance.
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