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The cheapest car insurance for a 21-year-old is from Grange, AAA, and USAA. These companies charge 21-year-old drivers an average of $900 per year, which is 51% less than the average premium for a 21-year-old overall.
Cheapest Car Insurance for a 21-Year-Old
- Grange: $884 year (not available in every state)
- AAA: $895 per year
- USAA: $920 per year
- Travelers: $933 per year
- Geico: $1,088 year
Individual rates vary by driver and company, so the best way to find cheap coverage for a 21-year-old is to compare quotes from multiple insurers. You can also take advantage of discounts, such as a good student or a driver's education discount.
To learn more, check out WalletHub’s complete guide to cheap car insurance.
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