The cheapest car insurance costs $23 to $159 per month, on average, depending on the state. The state with the cheapest monthly car insurance cost is Wyoming, while Michigan drivers face the highest minimum car insurance premiums due to more extensive coverage requirements.
Car insurance premiums depend on many factors such as the amount of coverage you buy, the state you live in, your driving record, and which insurance provider you choose. Below, you can see which major car insurance companies tend to have the cheapest monthly premiums in California, which is the largest state by population and middle of the road for car insurance prices.
Cheapest Car Insurance Per Month
Note: Premiums are estimated for minimum coverage for a driver with a clean record who lives in California.
If you find that your monthly premiums are higher than you’d like, you have several options available to you. Your insurer likely offers discounts that you can take advantage of, such as rate reductions for safe driving or policy bundling. You also may want to consider how your vehicle may be impacting your premiums, since different types of cars can cost more or less to insure. Lastly, if the premiums are just too high, perhaps it is time to look into switching to a new insurance company.
You can compare rates and learn more about what companies offer the cheapest premiums with WalletHub’s guide to cheap car insurance.
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