Leif Olson, Car Insurance Writer
@leif_olson_1
The cheapest car to insure in New Jersey is a coupe because minimum coverage only costs $1,118 per year, on average. The cost to insure a coupe is less than the average cost of minimum car insurance coverage in New Jersey ($1,836 per year).
Cost to Insure Different Types of Cars in New Jersey
| Car Type | Average Premium |
| Coupe | $1,118 per year |
| Truck | $1,206 per year |
| SUV | $1,264 per year |
| Minivan | $1,269 per year |
| Sedan | $1,283 per year |
Premiums are representative of a 45-year-old good driver with a minimum coverage policy.
It is important to note that while some cars will be cheaper to insure based on their reliability and brand, your specific premiums will vary depending on your age, location, and driving history. We recommend comparing multiple quotes before buying insurance so you can get the best deal.
To learn more, check out WalletHub’s guide to the cheapest cars to insure.
People also ask
How much is insurance for a Minivan?
Insurance for a minivan costs $757 per year per year, on average, according to WalletHub data. A minivan is usually more expensive to insure than other types of vehicles, such as a sedan, a coupe, or a truck. Insurers consider factors like safety ratings, repair costs, claims rates, and popularity with thieves when determining premiums for a specific type of vehicle.
Average Cost of Insurance for a Minivan vs. Other Vehicles
| Vehicle | Average Cost |
| Minivan | $757 per year |
| Sedan | $671 per year |
| SUV | $655 per year |
| Coupe | $660 per year |
| Truck | $657 per year |
The premiums above reflect the cost of minimum coverage insurance. Full coverage premiums are more expensive, and prices will vary more between vehicles.
In general, it’s a good idea to get insurance quotes before you buy a new car. This way, you can estimate your future expenses and avoid buying a car that’s particularly expensive to insure. To learn more, check out WalletHub’s guide to the cheapest cars to insure.
read full answerHow much is insurance for a Truck?
Insurance for a truck costs $657 per year per year, on average, according to WalletHub data. A truck is usually less expensive to insure than other types of vehicles, such as a minivan, an SUV, or a coupe. Insurers consider factors like safety ratings, repair costs, claims rates, and popularity with thieves when determining premiums for a specific type of vehicle.
Average Cost of Insurance for a Truck vs. Other Vehicles
| Vehicle | Average Cost |
| Truck | $657 per year |
| Sedan | $671 per year |
| Minivan | $757 per year |
| SUV | $655 per year |
| Coupe | $660 per year |
The premiums above reflect the cost of minimum coverage insurance. Full coverage premiums are more expensive, and prices will vary more between vehicles.
In general, it’s a good idea to get insurance quotes before you buy a new car. This way, you can estimate your future expenses and avoid buying a car that’s particularly expensive to insure. To learn more, check out WalletHub’s guide to the cheapest cars to insure.
read full answerHow can I get cheaper car insurance?
The best way to get cheaper car insurance is to compare quotes from multiple companies and then switch to whichever insurer offers the coverage you want at the cheapest rate. Other ways to get cheaper car insurance include taking advantage of discounts, improving your driving record, and raising your credit score.
10 Ways to Get Cheaper Car Insurance
1. Compare quotes every 6-12 months.
Every car insurance company calculates premiums slightly differently,...
read full answerDid we answer your question?