What is the cheapest full coverage insurance in New Hampshire?

Full coverage insurance in New Hampshire costs an average of $109 per month ($1,307 annually). A full coverage policy usually includes collision and comprehensive insurance, plus the types of coverage required by New Hampshire law. In New Hampshire, liability insurance, uninsured motorist coverage, and MedPay are mandatory for all drivers.

Monthly Cost of Full Coverage Insurance in New Hampshire

Note: Premiums are for a 45-year-old good driver in New Hampshire; individual premiums will vary.

How to Get Cheaper Full Coverage Insurance in New Hampshire

1. Compare quotes from several companies to make sure you’re getting the best deal.
2. Increase your deductible. Higher deductibles lead to lower premiums, but remember to only pick a deductible you’d be able to afford in an emergency.
3. Don’t forget to make sure you’re getting all the discounts you can.

To learn more, check out WalletHub’s guide to full coverage car insurance

Princeton has the least expensive auto insurance premiums in New Jersey, with an average of $929 per year. By comparison, the average cost of car insurance in New Jersey overall is $1,287 per year.

Cheapest Cities for Car Insurance in New Jersey

1. Princeton: $929 per year
2. Freehold: $999 per year… read full answer
3. Wayne: $1,024per year
4. Brick: $1,051 per year

Some cities in New Jersey have cheaper car insurance premiums than others because insurance companies take a driver’s ZIP code into account when calculating their premium, alongside other factors. For example, drivers who live in dense urban areas typically pay more for coverage than drivers in rural areas because they’re more likely to get into an accident. And if an area has a particularly high theft rate, car insurance may be more expensive due to the risk of vehicles being stolen.

To learn more, check out WalletHub’s guide to the cheapest car insurance in New Jersey.

The best ways to get cheap full coverage car insurance are to compare quotes from at least three companies every 6-12 months, choose the highest deductible you can comfortably afford, and take advantage of discounts. For instance, many insurers offer discounts for paying your premium in full up front and taking an approved defensive driving course. You can get full coverage for cheap from … read full answerEsurance, Geico, and Mercury.

How to Get Cheap Full Coverage Car Insurance

1. Compare quotes from multiple companies in order to find the best deal.
2. Pick the highest deductible you can afford.
3. Make sure you’re getting every discount you qualify for.
4. Cut any unnecessary coverage types and consider lowering your liability

Things to Consider When Getting Full Coverage Car Insurance

Although raising your deductible and lowering your liability limits can help you save money in the short-term, be sure to weigh the pros and cons. For instance, it’s not worth raising your deductible to an amount that’s unreasonable for your financial situation. Similarly, if your liability limits are too low, you could be held personally responsible for damages if you cause a severe accident.

In the long run, the best way to get cheap full coverage car insurance is to make yourself as low-risk as possible for insurers. That means maintaining a clean driving record, raising your insurance score, and choosing a vehicle that’s inexpensive to insure.

For more information, check out WalletHub’s guide to the cheapest full coverage car insurance.