How can I check my driving record in North Carolina? This question is about Driving Record Check

How can I check my driving record in North Carolina?

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This question is about Driving Record Check

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@WalletHub • 01/12/23 This answer was first published on 06/21/21 and it was last updated on 01/12/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can check your driving record in North Carolina by going to the Department of Transportation website and requesting a copy of your driving record. It costs $10.75 for an uncertified record or $15 for a certified record to purchase a copy of your North Carolina driving record online . You will need to provide your date of birth, driver's license number and Social Security number. Some states like Florida, Georgia, Indiana, Iowa, and Ohio allow residents to check their driving record for free.

How to Check Your Driving Record in North Carolina

Go to the Department of Transportation website.
Provide your personal information.
Pay any applicable fees.

Driving records are important for insurance purposes because car insurance companies charge higher premiums for customers with a history of violations or accidents. For instance, a single speeding ticket increases premiums by an average of 52% in North Carolina. Checking your driving record can help you verify that the information is correct.

It’s also a good idea to see when a violation occurred, because insurance companies generally look at the past three to five years of your driving record. Once insurance companies stop taking the violation into account, you should compare quotes again to be sure you’re still getting the best rate on the coverage you need.

For more information, check out WalletHub’s guides to driving record checks and driver’s license points.

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How much car insurance do I need in North Carolina?

Drivers in North Carolina need $30,000 of bodily injury liability insurance per person (up to $60,000 per accident) and $25,000 of property damage liability insurance. North Carolina also requires uninsured motorist protection. UM replaces the liability coverage an at-fault driver should’ve had and pays for your costs up to your policy limits.

Here’s How Much Car Insurance Drivers Need in North Carolina:

Coverage Type	Minimum Coverage Limit
...	$30,000

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Are there any auto insurance companies that don't check your driving record?

No. There are no auto insurance companies that don’t check your driving record. Most auto insurance companies check your driving record for the past 3 years when you submit your application for coverage, and some check your driving record as far back as 7-10 years.

When Auto Insurance Companies Check Your Driving Record

Auto insurance companies generally do not check your driving record just to give you a simple quote, with no obligation...

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How can I get insurance with a bad driving record?

To get auto insurance with a bad driving record, compare quotes and purchase a high-risk car insurance policy. Some national insurance companies, like Geico and Progressive, offer great insurance options for bad drivers, including those who need an SR-22 or FR-44, and other companies – such as The General and Dairyland – specialize in nonstandard insurance.

1. Look for a high-risk policy

High-risk policies are designed for drivers who are more likely than the average...

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