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You can check your driving record in Texas by going to the Texas Department of Public Safety website and requesting a copy of your driving record. It costs $4 to $20 to purchase a copy of your Texas driving record online. You will need to provide your date of birth, Social Security number, and the information on your license. Some states like Florida, Georgia, Indiana, Iowa, and Ohio allow residents to check their driving record for free.
How to Check Your Driving Record in Texas
- Go to the Texas Department of Public Safety website.
- Provide your personal information.
- Pay any applicable fees.
Driving records are important for insurance purposes because car insurance companies charge higher premiums for customers with a history of violations or accidents. For instance, a single speeding ticket increases premiums by an average of 11% in Texas. Checking your driving record can help you verify that the information is correct.
It’s also a good idea to see when a violation occurred, because insurance companies generally look at the past three to five years of your driving record. Once insurance companies stop taking the violation into account, you should compare quotes again to be sure you’re still getting the best rate on the coverage you need.
For more information, check out WalletHub’s guides to driving record checks and driver’s license points.
People also ask
How much car insurance do I need in Texas?
Drivers in Texas need $30,000 of bodily injury liability insurance per person (up to $60,000 per accident) and $25,000 of property damage liability insurance. Collision, comprehensive and gap insurance may also be required by a lender or lessor if your vehicle is financed.
In addition, an optional but recommended type of coverage in Texas is uninsured/underinsured motorist insurance. It replaces the liability coverage an at-fault driver should’ve had and pays for your costs up to your policy limits.
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read full answerAre there any auto insurance companies that don't check your driving record?
No. There are no auto insurance companies that don’t check your driving record. Most auto insurance companies check your driving record for the past 3 years when you submit your application for coverage, and some check your driving record as far back as 7-10 years.
When Auto Insurance Companies Check Your Driving Record
Auto insurance companies generally do not check your driving record just to give you a simple quote, with no obligation...
read full answerHow can I get insurance with a bad driving record?
To get auto insurance with a bad driving record, compare quotes and purchase a high-risk car insurance policy. Some national insurance companies, like Geico and Progressive, offer great insurance options for bad drivers, including those who need an SR-22 or FR-44, and other companies – such as The General and Dairyland – specialize in nonstandard insurance.
1. Look for a high-risk policy
High-risk policies are designed for drivers who are more likely than the average...
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