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Car insurance companies in the U.S. do not offer dash cam discounts. Insurers in other countries provide dash cam insurance discounts, but dash cam technology is still relatively new, and insurance companies in the U.S. do not factor it in to premiums.
Insurance companies might begin offering dash cam discounts in the future. For example, New York’s legislature is considering a bill that would require insurers to give non-commercial vehicles with dash cams a 5% discount. And many dash cam companies argue that the cameras promote safe driving, decrease insurance fraud, and prevent crimes like theft, vandalism, and hit-and-run.
Even though dash cams don’t lead to a direct discount, a dash cam could still be a good investment if you live in a particularly high-risk area or are worried about insurance fraud. Similarly, evidence from dash cams could support your case if you’re disputing a ticket or trying to prove that another driver caused an accident.
People also ask
How do I get a good student discount for car insurance?
You can get a good student discount for car insurance by being a high school or college student with at least a B grade point average. All of the 10 largest insurance companies offer a good student discount, and qualifications are typically the same between insurers. Exact discount amounts may vary by company and state, however. For example, State Farm's good student discount can help you save up to 25% on your premium.
Insurers That Offer a...
read full answerDoes Geico have a dash cam discount?
Geico does not currently offer a dash cam discount. Geico has discounts for cars with certain safety features, but a dash cam is not one of them. Features like air bags, anti-lock brakes, anti-theft systems, and daytime running lights earn discounts on various coverage types. Anti-lock brakes, for example, could save you 5% on collision coverage.
No major U.S. insurance company has a discount for drivers with a dash cam in their car. Instead, insurers are using...
read full answerWhen does car insurance go down?
The cost of car insurance typically goes down the most between the ages of 18 and 19, when rates drop by about 25% on average. Car insurance premiums generally continue to go down each year until age 25, when rates begin to level off for the next few decades. When drivers turn 25 years old, they can expect a discount of about 14%.
When Car Insurance Rates Go Down the Most
| ... | Average Rate | Change from Previous Age |
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