How do I get my car insurance deductible waived?

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Lilah Butler, Car Insurance Writer

@lilah_c • 09/13/21 This answer was first published on 09/13/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get your car insurance deductible waived if your claim qualifies for a deductible waiver. For example, some companies will waive your glass deductible if your windshield only needs to be repaired and not replaced.

Some states have laws requiring car insurance companies to waive deductibles for glass repairs and replacements, while other states only waive deductibles for repairs. Most states however, have no such laws.

While some states waive deductibles for uninsured motorist claims, you will likely still need to pay the deductibles for any comprehensive or collision claims.

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