Yes, you need an SR-22 for a wet reckless conviction in most states. Wet reckless cases occur when first-time DUI offenders plead guilty to a reckless driving charge, which allows them to avoid the harsher penalties that come with a normal DUI conviction. But since reckless driving is still considered to be a serious traffic violation, most states will still require you to file an SR-22.
An SR-22 form verifies that a driver is carrying the minimum amount of car insurance required by their state, and it is usually required to reinstate a suspended license. To get an SR-22 after a wet reckless conviction, you need to contact your insurance company and request that they file the SR-22 with the state on your behalf. You should expect to be charged a filing fee between $15 and $25.
On average, an SR-22 will raise your insurance rates by about 70%. However, most states only require you to have it for three years, so if you practice safe driving habits, your rates will eventually go back down.
If you live in Florida or Virginia, SR-22 insurance after a wet reckless conviction is still cheaper than insurance after a DUI. Both states require drivers convicted of DUI to file an FR-44, which certifies that they are carrying more insurance coverage than what the state requires. Because of the additional coverage requirements, FR-44 insurance is generally more expensive than insurance with an SR-22.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.