McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, you do need car insurance in Wyoming. Drivers in Wyoming need at least bodily injury liability and property damage liability insurance for a minimum coverage policy, and it’s a good idea to also consider optional types of coverage to ensure you’re fully protected in the event of an accident.
Car insurance in Wyoming costs an average of $23 per month for a minimum coverage policy and an average of $123 monthly for full coverage.
Types of Car Insurance Required in Wyoming
- Bodily injury liability insurance of at least $25,000 per person and $50,000 per accident. Bodily injury liability insurance pays for the medical expenses of other drivers in accidents you cause. It can cover things like hospital fees, loss of income, pain and suffering, and funeral costs.
- Property damage liability of at least $20,000. Property damage liability insurance pays for other drivers' property damage in accidents you cause. It can cover things like vehicle repairs or damage to stationary objects like houses or fences.
Monthly Cost of Car Insurance in Wyoming
| Company | Average Premium |
| $14 | |
| $15 | |
| $16 | |
| $18 | |
| $19 |
Premiums are representative of a 45-year-old good driver with a minimum coverage policy.
Wyoming is similar to the majority of states in that it requires all drivers to have at least a certain amount of car insurance. Virginia and New Hampshire, on the other hand, are the only states that do not require drivers to carry traditional auto insurance.
To learn more, check out WalletHub’s guides to how much insurance you need and the penalties for driving without insurance.
People also ask
What are the minimum liability car insurance requirements do I need in Wyoming?
The minimum liability car insurance requirements in Wyoming are $25,000 in bodily injury liability insurance per person ($50,000 per accident) plus $20,000 in property damage liability insurance. These requirements can also be written as 25/50/20.
Key Things to Know About Liability Car Insurance in Wyoming
- Some communities are exempt. Per Alaska state legislature, if you live in certain communities, you are exempt from vehicle registration, the Mandatory Insurance Law, and CDL road testing. In this case, you are not required to purchase...
How much is car insurance in Wyoming per month?
Car insurance in Wyoming costs $24 per month or $291 per year for minimum coverage, on average. The cheapest car insurance companies in Wyoming are USAA, Geico, and Farmers, and getting quotes from several companies can help you find the best deal.
The average cost of car insurance in Wyoming is 57% lower than the national average auto insurance premium. There are several factors that affect how much you'll pay for car insurance in Wyoming, including...
read full answerWhat is full coverage insurance in Wyoming?
Full coverage insurance in Wyoming is usually defined as a policy that provides more than the state’s minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $20,000 in property damage coverage. Full coverage in Wyoming also includes optional collision and comprehensive insurance. As a result, full coverage insurance costs an average of $1,716 per year in Wyoming, while a state minimum policy costs $291 per year.
If you can’t afford to repair...
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