Lilah Butler, Car Insurance Writer
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No, you don't need car insurance to rent a U-Haul. Most auto insurance policies or credit cards don't extend coverage for U-Hauls, so rental services recommend purchasing optional coverage, as otherwise you would be financially responsible for any kind of damages.
There are multiple options available on the market for U-Haul coverage, such as Safemove, Safetow, or Safestor. U-Haul coverage can include:
- Damage waivers
- Cargo protection
- Medical/life coverage
- Supplemental liability insurance
- Exclusion-free coverage
- Towed property protection
- Roadside assistance
- Storage protection
Most providers will allow you to personalize your coverage, so if you feel like any of the options are not necessary, you can drop them. Your U-Haul rental company will be able to offer you coverage that best fits your needs.
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