Yes, AAADrive tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how AAA collects, stores, and uses your data, be sure to read the privacy policy in the Drive app or contact AAA directly.
Why AAADrive Tracks Location
Drive tracks your location using a smartphone app to measure speed, time of day you typically drive, and how long you drive without a break more accurately.
Location information can be used to determine how far you travel on each trip, as well as your average speed.
Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
No, AAA Drive will not raise your rates for poor driving habits. AAA Drive users are eligible for an initial discount of up to 5% just for signing up, and their rates will not go up for things like distracted driving or speeding. Good drivers can save up to 25% while using Drive, too.… read full answer
Key Things to Know About AAA Drive
AAA Drive tracks things like smooth driving, speed, distracted driving, time of day that you typically drive, and fatigue
Drivers can use the Drive app to track their habits
AAA Drive has a 4/5 rating from WalletHub’s editors
Available in every state
Customer reviews of the app average 4.4 out of 5
Minimum coverage from AAA costs an average of $48 per month without Drive
Remember that poor driving while using Drive will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use Drive, AAA itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations. AAA learns of such things from your driving record and CLUE report, rather than through Drive.
To learn more, check out WalletHub’s full review of AAA Drive.
You can save 5% initially with AAADrive and then up to 30% depending on your driving habits. AAADrive monitors things like speeding and phone use to determine how much a driver is eligible to save.
Considering that normal car insurance from AAA costs an average of $48 per month, trying AAADrive may be an easy way for drivers to save on their premiums. But it should be noted that AAADrive will raise rates for poor driving, so less-than-perfect drivers may want to reconsider their driving habits before signing up for Drive from AAA.… read full answer
To learn more, check out WalletHub’s full review of AAADrive.
Yes, AAA uses telematics through AAA Drive, a program that tracks a customer’s driving habits using the AAA mobile app. Customers can sign-up for AAA Drive and receive a discount of up to 30% if they consistently practice safe driving.
In order to use AAA Drive, drivers need to install the mobile app and enable location services, which will allow the app to automatically log a trip when it detects driving activity. After you start logging trips, the discount will be applied when you renew your policy. You will be able to keep your discount as long as you continue using the program. If you practice bad driving habits while using AAA Drive, AAA will not raise your base premium. But you probably won't get much of a discount, if any. AAA Drive is not available in all states, so check with your regional club to see if you can sign up.
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