Does Auto-Owners TrueRide track location? This question is about Auto-Owners Insurance

Does Auto-Owners TrueRide track location?

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This question is about Auto-Owners Insurance

McKayla Girardin, Car Insurance Writer

@mckayla_girardin • 04/13/22 This answer was first published on 04/13/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Auto-Owners TrueRide tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.

Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how Auto Owners collects, stores, and uses your data, be sure to read the privacy policy in the TrueRide app or contact Auto Owners directly.

Why Auto-Owners TrueRide Tracks Location

TrueRide tracks your location using a smartphone app to measure total mileage, time of day you typically drive, and types of roads you typically drive on more accurately.
Location information can be used to determine how far you travel on each trip, as well as your average speed.
Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.

Answer Question

Can TrueRide by Auto-Owners raise your rates?

No, TrueRide by Auto-Owners will not raise your rates for poor driving habits. TrueRide by Auto-Owners users will not see any rate increases for things like miles driven or the time of day that you drive, good drivers can save a lot on their premiums every year when using TrueRide, too.

Key Things to Know About TrueRide by Auto-Owners

TrueRide by Auto-Owners tracks things like miles driven, the time of day that...

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Does Auto-Owners TrueRide track speed?

No, Auto-Owners TrueRide does not track speed. Auto-Owners TrueRide does not raise car insurance premiums for poor driving, either, so drivers who have a habit of speeding can try Auto-Owners TrueRide virtually risk free. However, safe drivers are generally able to get higher discounts from TrueRide than those who have poor driving habits, like hard braking, which can be related to speeding.

What Auto-Owners TrueRide Tracks

Mileage
Time of day you...

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Does Auto-Owners use telematics?

Yes, Auto-Owners uses telematics through TrueRide, a program that tracks a customer’s driving habits using the mobile app. Customers can sign-up for TrueRide and receive a discount if they consistently practice safe driving.

What Auto-Owners Telematics Tracks

Miles driven
The time of day that you drive
Speed
Braking
Acceleration
Distracted driving

In order to use TrueRide, drivers need to enroll in the program and install...

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