McKayla Girardin, Car Insurance Writer
No, Auto-Owners TrueRide does not track speed. Auto-Owners TrueRide does not raise car insurance premiums for poor driving, either, so drivers who have a habit of speeding can try Auto-Owners TrueRide virtually risk free. However, safe drivers are generally able to get higher discounts from TrueRide than those who have poor driving habits, like hard braking, which can be related to speeding.
What Auto-Owners TrueRide Tracks
- Time of day you typically drive
- Type of road (i.e. highway or local road)
- Phone use
Even though Auto-Owners TrueRide does not raise rates, Auto-Owners itself can still increase premiums for things like speeding tickets, at-fault accidents and moving violations since they are usually reported on your driving record and could classify you as high-risk. Practicing safe driving is the best way to keep your premiums low.
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