Does Auto-Owners TrueRide track speed? This question is about Auto-Owners Insurance

No, Auto-Owners TrueRide does not track speed. Auto-Owners TrueRide does not raise car insurance premiums for poor driving, either, so drivers who have a habit of speeding can try Auto-Owners TrueRide virtually risk free. However, safe drivers are generally able to get higher discounts from TrueRide than those who have poor driving habits, like hard braking, which can be related to speeding. What Auto-Owners TrueRide Tracks Mileage Time of day you typically drive Type of road (i.e. highway or local road) Phone use Even though Auto-Owners TrueRide does not raise rates, Auto-Owners itself can still increase premiums for things like speeding tickets, at-fault accidents and moving violations since they are usually reported on your driving record and could classify you as high-risk. Practicing safe driving is the best way to keep your premiums low.

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Does Auto-Owners TrueRide track speed?

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This question is about Auto-Owners Insurance

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McKayla Girardin, Car Insurance Writer

@mckayla_girardin • 04/06/22 This answer was first published on 04/06/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, Auto-Owners TrueRide does not track speed. Auto-Owners TrueRide does not raise car insurance premiums for poor driving, either, so drivers who have a habit of speeding can try Auto-Owners TrueRide virtually risk free. However, safe drivers are generally able to get higher discounts from TrueRide than those who have poor driving habits, like hard braking, which can be related to speeding.

What Auto-Owners TrueRide Tracks

Mileage
Time of day you typically drive
Type of road (i.e. highway or local road)
Phone use

Even though Auto-Owners TrueRide does not raise rates, Auto-Owners itself can still increase premiums for things like speeding tickets, at-fault accidents and moving violations since they are usually reported on your driving record and could classify you as high-risk. Practicing safe driving is the best way to keep your premiums low.

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Does Auto-Owners use telematics?

Yes, Auto-Owners uses telematics through TrueRide, a program that tracks a customer’s driving habits using the mobile app. Customers can sign-up for TrueRide and receive a discount if they consistently practice safe driving.

What Auto-Owners Telematics Tracks

Miles driven
The time of day that you drive
Speed
Braking
Acceleration
Distracted driving

In order to use TrueRide, drivers need to enroll in the program and install...

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How do I get the Auto-Owners safe driver discount?

Auto-Owners does not advertise a safe driver discount. The closest thing Auto-Owners has to a safe driver discount is TrueRide, the company’s telematics program, which tracks driving habits like braking and acceleration, and rewards safe drivers with a discount. However, TrueRide is currently only available in Ohio.

If you can’t sign up for TrueRide, Auto-Owners offers other ways for you to save on your premium. For example, drivers can get a multi-vehicle discount by...

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Why did my Auto-Owners rate go up?

Your Auto-Owners rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause Auto-Owners to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. Auto-Owners may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and...

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