WalletHub, Financial Company
Permalink Report Abuse
Yes, car insurance covers injuries resulting from a car accident. Personal injury protection (PIP) and MedPay cover injuries if the policyholder was at fault, and if another driver was at fault, that driver’s bodily injury liability coverage will apply up to their policy limits.
If you were at fault and do not have PIP or MedPay, you will likely need to pay out of pocket or rely on health insurance.
On the other hand, if the other driver was at fault but is uninsured or does not have enough liability insurance to cover your expenses, you can file a claim through uninsured motorist bodily injury insurance (UMBI), if you have that coverage.
People also ask
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Did we answer your question?