Does CarShield have a deductible?

CarShield pays for repairs to the mechanical parts of your vehicle. Most CarShield protection plans will cover engines, transmissions, drive axles, water pumps, and transfer cases (a metal casing that delivers power in four-wheel-drive). Some CarShield plans also cover things like a car’s air conditioning, steering, suspension and starter.

CarShield is a good option if you are looking for cheap, short-term extended warranty coverage because it offers prices as low as $99 per month rather than charging a large upfront fee.… read full answer

Repairs Covered by CarShield Plans

CarShield also offers a plan for motorcycles and ATVs, which covers general mechanical parts like brakes and drive axles.

To learn more about how CarShield compares with the competition, check out WalletHub’s picks for the best extended car warranties.

Yes, CarShield really pays for covered repairs to your vehicle, as long as you have an active CarShield vehicle service contract. The exact kinds of repairs CarShield will pay for depend on the specific service contract you choose.

Why Some People Wonder Whether CarShield Really Pays

CarShield has an F rating with the Better Business Bureau (BBB) for allegedly failing to pay claims and resolve complaints. In 2020, CarShield filed a … read full answerpetition against the BBB alleging bias against CarShield after the BBB shifted to an A-F grading system. CarShield claimed that the new system was designed to drive BBB website traffic and to encourage businesses to buy BBB memberships. CarShield does not pay for a BBB membership and alleges that the BBB enforces a moving standard, making a better grade impossible.

Why You Might Still Consider CarShield

The total number of BBB complaints filed against CarShield represent a relatively small portion of the 1 million contracts they claim to have sold. Whether or not there is a bias against CarShield, it is a well-known, affordable company with a 4/5 average user rating on WalletHub. Thus, you should just make sure to understand everything a CarShield plan does and does not cover before purchasing one.

For more information about CarShield and its competitors, check out WalletHub’s guide to the best extended car warranties.

CarShield costs at least $99 per month and up, though prices vary by state, driver, and specific vehicle. CarShield sells vehicle service plans, which are similar to extended warranties, and a plan from CarShield covers the cost of repairs to the car's systems and mechanical parts. Six different plans are available from CarShield, so drivers can choose between several levels of coverage.… read full answer

To qualify for a CarShield plan, cars must fulfill certain eligibility requirements, though the company does not disclose the exact requirements.

CarShield Plans Cover:

• Engine
• Transmission
• Transfer case
• Drive axle
• Water pump

Plans may cover slightly different things, but this list provides a good example of CarShield coverage.

CarShield vs. Extended Warranties From Major Insurers

Although exact coverage may differ for the providers above, all of them cover the main parts or systems. These include the engine, transmission, brakes, suspension, and steering.

It’s also worth noting that mechanical breakdown insurance from a car insurance company is often a cheaper alternative to a third-party vehicle service plan or extended warranty. For more information, check out WalletHub’s guides to mechanical breakdown insurance and extended warranties.