Yes, comprehensive insurance will cover car wash damage if it’s caused by some sort of event outside of your control, such as something falling off the car wash and landing on your vehicle. In many cases, though, the car wash itself may be liable for paying for your damage.
When the Car Wash Owner Covers Damage
If the damage was caused by faulty machinery or improper care of the facility, the owners of the business would be responsible, and their business liability insurance would cover the cost.
However, businesses such as car washes often put up signage to limit their liability, such as wet-floor signs or instructions for how to use machines. If you ignore the signs or even don’t see them, you may find that you are still responsible for any damage that occurs.
When Car Insurance Covers Car Wash Damage
Comprehensive insurance can sometimes cover damage from a car wash, such as paint damage, dents, or water damage.
If your vehicle is damaged by colliding with another vehicle while in a car wash, though, that would be covered by your collision insurance if it’s your fault and the other driver’s liability insurance if not.
To learn more, check out WalletHub’s guide to what car insurance covers.
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