Comprehensive insurance does not cover other cars because comprehensive insurance is tied to the insured vehicle, not the driver. If your car is covered under a comprehensive insurance policy, that coverage will not apply to any other cars you drive, borrow, or rent.
Comprehensive coverage does not apply to damage sustained in a collision, either. You can cover damage you’ve done to another vehicle with liability insurance, and you can cover damage done to your own vehicle in a collision with collision insurance.
Comprehensive insurance covers damage to your car caused by events other than collisions with other vehicles or stationary objects. For example, comprehensive insurance helps pay for damage from vandalism, natural disasters, fire, and theft, but it does not cover vehicle repairs after hitting a car.
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