Does Erie YourTurn track location?

No, Erie YourTurn will not raise your rates for poor driving habits. Erie YourTurn users will not see any rate increases for things like hard braking or speeding, good drivers can save up to $10 every two weeks while using YourTurn, too.

Key Things to Know About Erie YourTurn

• Erie YourTurn tracks things like acceleration, hard braking, hard cornering, speeding, phone usage while driving and miles driven.... read full answer
• Drivers can use the YourTurn app to track their habits
• Not available in KY, NC & NY
• Customer reviews of the app average 3.4 out of 5
• Minimum coverage from Erie costs an average of $40 per month without YourTurn

Remember that poor driving while using YourTurn will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use YourTurn, Erie itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations. Erie learns of such things from your driving record and CLUE report, rather than through YourTurn.

To learn more, check out WalletHub’s full review of Erie Insurance.

You can save up to $10 on your premiums just for trying Erie YourTurn and then are eligible for additional discounts of up to $10 every two weeks depending on your driving habits. Erie YourTurn monitors things like speeds and distance driven to determine how much a driver is eligible to save.... read full answer

Considering that normal car insurance from Erie costs an average of $113 per month, trying Erie YourTurn may be an easy way for drivers to save on their premiums. That’s especially true since Erie YourTurn will not raise rates for poor driving. So, even less-than-perfect drivers can benefit from using YourTurn from Erie. That said, people with poor driving habits will not be able to get the maximum discount from YourTurn.

Yes, Erie uses telematics through YourTurn, a program that tracks a customer’s driving habits using the mobile app. Customers can sign-up for YourTurn and receive a reward of up to $10 every two weeks if they consistently practice safe driving.

What Erie Telematics Tracks

• Hard acceleration
• Hard braking
• Hard cornering
... read full answer
• Speeding
• Phone usage while driving
• Miles driven

In order to use YourTurn, drivers need to enroll in the program and install the mobile app, which will automatically log a drip when it detects driving activity. After each two week period, the rewards will be applied to your account, which you can use with several major companies or donate to charity. If you practice bad driving habits while using YourTurn, Erie will not raise your base premium. But you'll probably get fewer rewards, if any. Currently, YourTurn is only available in nine states.

To learn more, check out WalletHub’s guide to usage-based insurance.