Does Erie YourTurn track speed?

You can save up to $10 on your premiums just for trying Erie YourTurn and then are eligible for additional discounts of up to $10 every two weeks depending on your driving habits. Erie YourTurn monitors things like speeds and distance driven to determine how much a driver is eligible to save.... read full answer

Considering that normal car insurance from Erie costs an average of $113 per month, trying Erie YourTurn may be an easy way for drivers to save on their premiums. That’s especially true since Erie YourTurn will not raise rates for poor driving. So, even less-than-perfect drivers can benefit from using YourTurn from Erie. That said, people with poor driving habits will not be able to get the maximum discount from YourTurn.

No, Erie YourTurn will not raise your rates for poor driving habits. Erie YourTurn users will not see any rate increases for things like hard braking or speeding, good drivers can save up to $10 every two weeks while using YourTurn, too.

Key Things to Know About Erie YourTurn

• Erie YourTurn tracks things like acceleration, hard braking, hard cornering, speeding, phone usage while driving and miles driven.... read full answer
• Drivers can use the YourTurn app to track their habits
• Not available in KY, NC & NY
• Customer reviews of the app average 3.4 out of 5
• Minimum coverage from Erie costs an average of $40 per month without YourTurn

Remember that poor driving while using YourTurn will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use YourTurn, Erie itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations. Erie learns of such things from your driving record and CLUE report, rather than through YourTurn.

To learn more, check out WalletHub’s full review of Erie Insurance.

Your Erie rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause Erie to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. Erie may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and crime trends.... read full answer

Top Reasons Why Erie Raises Rates

• Recent claims
• New driver or car added to a policy
• Moving violations
• At-fault accidents
• Increased coverage
• Lower deductible
• Recent switch to an expensive car
• Relocation to a high-risk zip code
• Decline in creditworthiness

How to Lower Your Erie Insurance

If you’re struggling to afford your Erie premium, there are a few steps that you can take to lower your rate. You can start by looking for Erie discounts that you can qualify for, such as the anti-theft devices or anti-lock brakes discount. You can also make changes to your policy, including raising your deductible and reducing your coverage.

Another option is to switch insurance companies. Each insurer calculates rates differently, so you may be able to get the same amount of coverage elsewhere at a lower price. As a general rule, you should get quotes from at least three different companies every 6-12 months to make sure that you’re still getting the best deal.