McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, Esurance DriveSense tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how Esurance collects, stores, and uses your data, be sure to read the privacy policy in the DriveSense app or contact Esurance directly.
Why Esurance DriveSense Tracks Location
- DriveSense tracks your location using a smartphone app to measure speed, hard braking, and the time of day you typically drive more accurately.
- Location information can be used to determine how far you travel on each trip, as well as your average speed.
- Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
- DriveSense saves maps of your trips using your GPS location data so you can review areas where you may need to improve your driving habits.
To learn more, check out WalletHub's review of Esurance DriveSense.
People also ask
Does Esurance use telematics?
Yes, Esurance uses telematics through DriveSense, a program that tracks a customer’s driving habits using the mobile app. Customers can sign-up for DriveSense and receive a discount if they consistently practice safe driving.
What Esurance Telematics Tracks
- Miles driven
- Speed
- The time of day that you drive
- Braking
In order to use DriveSense, drivers need to enroll in the program and install the mobile app, which will...
read full answerDoes Esurance DriveSense track speed?
Yes, Esurance DriveSense does track speed using a smartphone app. Esurance DriveSense does not raise car insurance premiums for poor driving, however, so even drivers who have a habit of speeding can try DriveSense virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from Esurance DriveSense that safer drivers receive.
What Esurance DriveSense Tracks
- Speed
- Hard braking
- Time of...
Can Esurance DriveSense raise your rates?
No, Esurance DriveSense will not raise your rates for poor driving habits. Esurance DriveSense users will not see any rate increases for things like speed or hard braking, good drivers can save a lot on their premiums every year when using DriveSense.
Key Things to Know About Esurance DriveSense
- Esurance DriveSense tracks things like speed, hard braking and the time of day that you drive
- Drivers can use the DriveSense app...
Did we answer your question?