McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, Esurance DriveSense does track speed using a smartphone app. Esurance DriveSense does not raise car insurance premiums for poor driving, however, so even drivers who have a habit of speeding can try DriveSense virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from Esurance DriveSense that safer drivers receive.
What Esurance DriveSense Tracks
- Speed
- Hard braking
- Time of day you typically drive
- Mileage
Even though you won’t see rate increases just from using DriveSense, Esurance itself will raise rates for things like speeding tickets, at-fault accidents and moving violations since these go on your driving record and can classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.
To learn more, check out WalletHub’s full review of Esurance DriveSense.
People also ask
Can Esurance DriveSense raise your rates?
No, Esurance DriveSense will not raise your rates for poor driving habits. Esurance DriveSense users will not see any rate increases for things like speed or hard braking, good drivers can save a lot on their premiums every year when using DriveSense.
Key Things to Know About Esurance DriveSense
- Esurance DriveSense tracks things like speed, hard braking and the time of day that you drive
- Drivers can use the DriveSense app...
Why did my Esurance rate go up?
Your Esurance rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause Esurance to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. Esurance may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and...
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