McKayla Girardin, Car Insurance Writer
Yes, full coverage does cover hurricane damage. Hurricane Damage is covered by comprehensive car insurance, a main component of a full coverage insurance policy, which also provides protection for hail and fire damage.
Situations Where Full Coverage Covers Hurricane Damage
- Your car is flipped over or pushed into another object by strong wind.
- You car is damaged by falling debris.
- Water gets inside your car and damages components.
If you cause an accident while driving in a big storm, damage will be covered by collision insurance instead, which is also a main component of full coverage.
What To Do If Hurricane Damage Occurs
- File a police report as soon as possible.
- File a claim with your insurer under your comprehensive insurance policy.
- Work with an insurance adjuster to finalize your claim.
Full coverage car insurance normally includes comprehensive and collision insurance and at least the minimum insurance coverage required by state law. Full coverage policies are designed to provide protection for car accidents and non-accident-related damage to ensure the policyholder is covered regardless of fault.
To learn more, check out WalletHub’s guide to full coverage car insurance.
People also ask
Did we answer your question?