Does full coverage cover wheel damage? This question is about Full Coverage Car Insurance Guide

Does full coverage cover wheel damage?

This question is about Full Coverage Car Insurance Guide

McKayla Girardin, Car Insurance Writer

@mckayla_girardin • 08/09/23 This answer was first published on 08/09/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, full coverage does not cover wheel damage unless the damage was caused by a covered incident such as a car crash or vandalism. Otherwise, wheel damage is not covered by any components of standard full coverage car insurance policies, such as collision or comprehensive insurance.

Full coverage car insurance normally includes comprehensive and collision insurance and at least the minimum insurance coverage required by state law. Full coverage policies are designed to provide protection for car accidents and non-accident-related damage to ensure the policyholder is covered regardless of fault.

To learn more, check out WalletHub’s guide to full coverage car insurance.

What does full coverage car insurance cover?

Full coverage car insurance covers damage to your vehicle, others’ medical bills, and repairs to others’ property, and it may cover accidents with uninsured motorists and medical expenses for you and your passengers. Full coverage includes the car insurance required by your state, plus collision and comprehensive insurance.

What Common Components of Full Coverage Car Insurance Cover

Type of Insurance	What It Covers
Liability	Injuries to other people and damage to other people’s property caused by the policyholder

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How much is full coverage insurance?

Full coverage insurance costs $1,997 per year or $166 per month, on average. Full coverage car insurance is more expensive than the legal minimum auto insurance coverage because full coverage usually includes collision and comprehensive insurance as well as the minimum coverage required by a state.

The cost of full coverage car insurance varies based on the state, the driver’s chosen coverage limits, the driver’s risk factors, and the vehicle’s value. Additionally, comprehensive and...

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Is it worth it to have full coverage on my car?

It is worth it to have full coverage insurance if your car is worth more than the combined cost of a full coverage policy and deductible, or if you can’t afford to replace your car without it. Full coverage is typically required if your car is leased or financed and worth having.

Full coverage car insurance costs an average of $1,997 per year, compared with $716 for a policy that only fulfills the state’s minimum...

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