Does Grange OnTrack track speed? This question is about Usage-Based Insurance (UBI)

No, Grange OnTrack does not track speed. Grange OnTrack does not raise car insurance premiums for poor driving, either, so drivers who have a habit of speeding can try Grange OnTrack virtually risk free. However, safe drivers are generally able to get higher discounts from OnTrack than those who have poor driving habits, like hard braking, which can be related to speeding. What Grange OnTrack Tracks Mileage Time of day you typically drive Smoothness of driving Type of road (i.e. highway or local road) Even though Grange OnTrack does not raise rates, Grange itself can still increase premiums for things like speeding tickets, at-fault accidents and moving violations since they are usually reported on your driving record and could classify you as high-risk. Practicing safe driving is the best way to keep your premiums low.

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Does Grange OnTrack track speed?

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This question is about Usage-Based Insurance (UBI)

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McKayla Girardin, Car Insurance Writer

@mckayla_girardin • 04/06/22 This answer was first published on 04/06/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, Grange OnTrack does not track speed. Grange OnTrack does not raise car insurance premiums for poor driving, either, so drivers who have a habit of speeding can try Grange OnTrack virtually risk free. However, safe drivers are generally able to get higher discounts from OnTrack than those who have poor driving habits, like hard braking, which can be related to speeding.

What Grange OnTrack Tracks

Mileage
Time of day you typically drive
Smoothness of driving
Type of road (i.e. highway or local road)

Even though Grange OnTrack does not raise rates, Grange itself can still increase premiums for things like speeding tickets, at-fault accidents and moving violations since they are usually reported on your driving record and could classify you as high-risk. Practicing safe driving is the best way to keep your premiums low.

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How much can you save with Grange OnTrack?

You can save up to 25% just for trying Grange OnTrack and then an additional discount depending on your driving habits. Grange OnTrack monitors things like mileage and speed to determine how much a driver is eligible to save.

Considering that normal car insurance from Grange costs an average of $51 per month, trying Grange OnTrack may be an easy way for drivers to save on their premiums. That’s especially true since Grange OnTrack will not raise rates for poor driving. So, even less-than-perfect drivers can benefit from using OnTrack from Grange. That said, people with poor driving habits will not be able to get the maximum discount from OnTrack.… read full answer

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Can Grange OnTrack raise your rates?

No, Grange OnTrack will not raise your rates for poor driving habits. Grange OnTrack users will not see any rate increases for things like miles driven or the time of day that you drive, good drivers can save up to 25% while using OnTrack, too.

Key Things to Know About Grange OnTrack… read full answer

Grange OnTrack tracks things like miles driven,the time of day that you drive, hard braking, harsh acceleration and road type

Drivers can use the OnTrack app to track their habits

Available in every state

Customer reviews of the app average 3.2 out of 5

Minimum coverage from Grange costs an average of $51 per month without OnTrack

Remember that poor driving while using OnTrack will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use OnTrack, Grange itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations. Grange learns of such things from your driving record and CLUE report, rather than through OnTrack.

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What rating does Grange insurance have?

Grange has a rating of 1.22 from he National Association of Insurance Commissioners (NAIC), meaning it has more customer complaints than the average insurer its size. Consumers often note that Grange has good customer service and middle-of-the-road pricing.

Grange Insurance Ratings

A.M. Best: A
J.D. Power: 4.2
… read full answerNAIC: 1.22

BBB: A+

Average User Rating on WalletHub: 4.1/5

To learn more, check out Grange reviews and key company info.

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