WalletHub, Financial Company
Yes, illegal U-turn tickets affect insurance in most states, since they are usually considered moving violations and added to a driver’s motor vehicle record. Depending on your state, insurance company, and the exact ticket you received, an illegal U-turn ticket will usually affect your premium for 3-5 years.
Since every insurer treats violations differently, it’s a good idea to compare quotes from at least three insurance companies after getting an illegal U-turn ticket to be sure you’re still getting the best deal. Then, once the violation stops affecting your premium, you should shop around again to see if you can find a cheaper rate elsewhere.
For more information, check out WalletHub’s guide to the factors that affect car insurance rates.
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