Progressive offers rideshare insurance in two ways: as an addition to your standard insurance policy or as a commercial policy in states that do not offer standard policy additions. Progressive allows a ridesharing driver to purchase additional coverage to their personal policy in 35 states, including Florida, Texas, and Colorado.
Why Progressive Rideshare Insurance Is Worth It
Rideshare companies offer some insurance for their drivers, but that coverage might be limited. For example, many ridesharing companies do not offer medical payments insurance, so if a passenger were to sustain injuries in your car, their medical payments would not be covered.
Adding Progressive rideshare insurance to your personal policy would provide coverage in places where Uber or Lyft’s coverage doesn’t, such as medical payments.
In some states, including California, Oregon, and Nevada, adding ridesharing coverage to your standard Progressive policy might not be possible. In such situations, Progressive provides clients with the opportunity to get commercial insurance coverage that can be used when driving for ridesharing or delivery platforms. This coverage is designed for people who provide transportation services, such as taxi or limo businesses, and can be extended to rideshare drivers. Adding this type of coverage to your policy will also fill in the gaps left by Uber or Lyft’s insurance and provide additional protection for you on the road.
The cost of rideshare coverage through Progressive is similar to policies from most other major companies. The coverage is available for both new and existing customers.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.